Consumer & Small Business Deposit Balances and NII Finance

The Deposits Finance Horizontal team is a subset of the broader Consumer & GWIM CFO organization and is responsible for the support of strategic analysis, forecasting and financial reporting related to Deposit products and associated fees. The team delivers comprehensive financial support to the Checking/Savings Accounts, Balances/NII, Service Charges, and Debit Card/Payments BFO and LOB teams. Team responsibilities include analyzing strategic business decisions, financial performance and forecasting of multiple products, creating higher level consolidated reporting, presenting to multiple levels of business and finance audiences, etc.

The teammate in this role will be a part of the team responsible for more complex finance activities involving forecasting and financial reporting for the $900B+ Consumer & Small Business Deposit Balance portfolio and associated Net Interest Income. This role will involve partnering with the Deposit business team, Balance Sheet Management, Corporate Treasury (FTP) and other Finance teams, as it is a critical source of funding for the firm. Will involve an understanding of deposit interest rates and the relation to various market rates (Fed Funds, LIBOR, Money Funds) as well as understanding how Corporate Treasury values the deposit portfolio through the FTP process. Throughout the tenure of this role, the teammate will gain exposure within the Deposits and Consumer & GWIM Finance and LOB organizations while improving/developing the following skills: financial and business acumen, attention to detail, analytical and strategic thinking, planning and forecasting, financial modeling, communication and relationship management.

Required Skills & Experience:

Bachelor’s Degree (preferably in Finance or Accounting)
4+ years of accounting or financial analysis work experience
Well organized and strong attention to detail
Demonstrates strong technical and analytical skills
Strong communicator (verbal and written) with ability to influence
Advanced knowledge of Excel and PowerPoint
Approaches work with curiosity and interest to drive continuous process improvement
Adaptable, ability to work independently in a fast paced, results driven environment with changing priorities
Seeks to build relationships and collaborate with teammates
Strategic thinker with the ability to understand complex business challenges/potential solutions
Manages operational risk by building strong processes and quality control routines

Desired Skills & Experience:

Essbase (Smartview) and general ledger familiarity
Planning and forecasting experience
Financial modeling
Emerging technologies (Tableau, Alteryx, Workiva, etc)

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